Invest in asset-backed, first-position mortgage loans on income-producing properties — and receive monthly interest-only payments at twice the current 5-year Treasury rate.
Kensington Park Capital connects you with carefully vetted, income-producing real estate loans in the Baltimore–Washington DC metro area. Here's how your investment works from start to finish.
You lend funds secured by a recorded first-position mortgage on a real property in the Baltimore–DC area. Your investment is backed by a hard asset — not a promise.
The borrower's property typically produces rental income equal to at least 1.2× the monthly loan payment, providing a built-in cushion that protects your return.
A licensed, third-party commercial loan servicer collects payments and distributes your monthly interest-only payment directly to you — professionally managed and fully documented.
Your interest rate is set at the time the loan is made — double the 5-year U.S. Treasury coupon rate. The rate is fixed for the loan term, giving you predictable income.
Loan terms run up to 5 years, with the option to extend or reinvest at maturity. The borrower may repay in full at any time — with no prepayment penalty to you.
You may request the return of your investment by providing written notice. Your principal will be returned within 90 days of receipt of your written request.
Compared to traditional savings, CDs, or unsecured bonds, asset-backed real estate lending offers a compelling combination of yield, security, and flexibility.
Your interest rate is fixed at 2× the 5-year U.S. Treasury coupon rate at the time your loan is made — potentially far exceeding what money markets, CDs, or government bonds offer on their own.
Your investment is secured by a recorded first-position mortgage on real property. In the event of a borrower default, first-lien holders have priority over all other creditors in a foreclosure proceeding.
Rather than waiting until maturity, you receive interest payments every month. This provides regular cash flow — ideal for income-oriented investors who want consistent, predictable returns.
All loan payments are collected and disbursed by an independent, licensed commercial loan servicing company — not by Kensington Park Capital directly — ensuring professional oversight and transparency.
Unlike long-lock alternatives, you can request your principal back with just 90 days' written notice. Your capital isn't trapped — you maintain meaningful flexibility.
You do not need to be a Federally-defined accredited investor to participate. This opportunity is accessible to a broader range of lenders who meet our standard qualification criteria.
Every loan in the Kensington Park Capital program is underwritten with investor protection as the primary objective. The combination of real-asset collateral, income coverage requirements, and professional servicing creates a defensible structure.
We are currently gathering testimonials from our network of investor-lenders. Check back soon for video and written accounts of real investor experiences with the Kensington Park Capital lending program.
Investor Video Testimonial — Coming Soon
Complete the form and a member of the Kensington Park Capital team will reach out to discuss the program in detail and answer any questions you may have.
We'll follow up within one business day.
Not an Offer of Securities. The information presented on this website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation regarding any security or investment product. No information on this site should be construed as investment, legal, tax, or financial advice. All prospective participants are strongly encouraged to consult with their own qualified legal, tax, and financial advisors before making any investment decision.
Risk of Loss of Principal. Lending involves risk, including the possible loss of some or all of the principal invested. Real estate values can decline. Borrowers may default. While loans are secured by first-position mortgages on real property, the value of that collateral may not be sufficient to fully recover your investment in the event of default, foreclosure proceedings, or a decline in real estate market conditions in the Baltimore–Washington DC metropolitan area or more broadly.
No Guarantee of Returns. Past performance, if any, is not indicative of future results. The interest rate described (double the 5-year U.S. Treasury coupon rate at the time of loan origination) reflects the contractual rate on a specific loan and does not guarantee any particular return. Interest rate conditions change over time. There is no guarantee that the investment program will continue to operate, that new lending opportunities will be available, or that borrowers will make timely payments.
Illiquidity Risk. While investors may request the return of their principal with 90 days' written notice, this exit mechanism depends on the availability of funds and the operational continuity of the program. There is no guarantee that principal will be returned within the stated timeframe under all circumstances. These investments are not publicly traded and should be considered illiquid relative to publicly traded securities.
SEC / Regulatory Disclosure. Kensington Park Capital and its principals are not registered as investment advisers with the U.S. Securities and Exchange Commission (SEC) or any state securities regulator. This website does not constitute investment advice. The lending program described herein may be subject to applicable federal and state securities laws. Participants are responsible for understanding the regulatory requirements applicable to their own jurisdiction and circumstances. Nothing on this website should be construed to suggest that any regulatory requirements have been waived or do not apply.
FTC Compliance / Testimonials. Any testimonials, investor reviews, or case studies that may appear on this website reflect individual experiences and results. Individual results will vary. Testimonials are not representative of all investors' experiences and do not guarantee future performance. Testimonials may be edited for brevity and clarity. In accordance with the Federal Trade Commission's guidelines, material connections between any endorser and Kensington Park Capital will be disclosed.
Privacy Policy. Kensington Park Capital is committed to protecting your privacy. Contact information submitted through this website will be used solely for the purpose of responding to your inquiry. We do not sell, rent, trade, or otherwise disclose your personal information to any third party for any purpose. Your data is handled in accordance with applicable privacy laws.
No Legal or Tax Advice. The information on this website is general in nature. Tax treatment of income from private lending will vary based on individual circumstances and applicable law. You should consult a qualified tax professional regarding the tax implications of any investment or lending activity.
© 2025 Kensington Park Capital. All rights reserved. DoubleMyInterest.com is a marketing website operated by Kensington Park Capital. All lending is subject to loan availability, underwriting approval, and applicable legal requirements. Terms described herein are subject to change without notice. This website is intended for residents of the United States only.